[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hallu.cz\/finance-se-resi-spolecne-ackoli-muzi-vydelavaji-vice-nez-jejich-partnerky\/#Article","mainEntityOfPage":"https:\/\/www.hallu.cz\/finance-se-resi-spolecne-ackoli-muzi-vydelavaji-vice-nez-jejich-partnerky\/","headline":"Finance se \u0159e\u0161\u00ed spole\u010dn\u011b, a\u010dkoli mu\u017ei vyd\u011bl\u00e1vaj\u00ed v\u00edce ne\u017e jejich partnerky","name":"Finance se \u0159e\u0161\u00ed spole\u010dn\u011b, a\u010dkoli mu\u017ei vyd\u011bl\u00e1vaj\u00ed v\u00edce ne\u017e jejich partnerky","description":"Pr\u016fzkum UniCredit bank uk\u00e1zal, \u017ee \u00fa\u010dty, kter\u00e9 vlastn\u00ed mu\u017ei, jsou v\u011bt\u0161inou a\u017e dvojn\u00e1sobkem hodnoty, kter\u00e9 maj\u00ed \u017eeny v obratu, platu, ale tak\u00e9 v z\u016fstatku. Ostatn\u011b v\u011bt\u0161inou pr\u00e1v\u011b mu\u017ei tak\u00e9 \u017e\u00e1daj\u00ed o p\u016fj\u010dky a hypot\u00e9ky. Spole\u010dn\u011b V\u00edce ne\u017e polovina dot\u00e1zan\u00fdch se shodla na tom, \u017ee ve\u0161ker\u00e9 finance a investice \u0159e\u0161\u00ed spole\u010dn\u011b s partnerem, nehled\u011b na to, […]","datePublished":"2026-06-05","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.hallu.cz\/author\/#Person","name":"","url":"https:\/\/www.hallu.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hallu.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hallu.cz\/wp-content\/uploads\/art279210_3x2_20260612_155442_mUEP6h.jpg","url":"https:\/\/www.hallu.cz\/wp-content\/uploads\/art279210_3x2_20260612_155442_mUEP6h.jpg","height":0,"width":0},"url":"https:\/\/www.hallu.cz\/finance-se-resi-spolecne-ackoli-muzi-vydelavaji-vice-nez-jejich-partnerky\/","about":["Pen\u00edze"],"wordCount":404,"articleBody":"\t\tPr\u016fzkum UniCredit bank uk\u00e1zal, \u017ee \u00fa\u010dty, kter\u00e9 vlastn\u00ed mu\u017ei, jsou v\u011bt\u0161inou a\u017e dvojn\u00e1sobkem hodnoty, kter\u00e9 maj\u00ed \u017eeny v obratu, platu, ale tak\u00e9 v z\u016fstatku. Ostatn\u011b v\u011bt\u0161inou pr\u00e1v\u011b mu\u017ei tak\u00e9 \u017e\u00e1daj\u00ed o p\u016fj\u010dky a hypot\u00e9ky.\tSpole\u010dn\u011b\tV\u00edce ne\u017e polovina dot\u00e1zan\u00fdch se shodla na tom, \u017ee ve\u0161ker\u00e9 finance a investice \u0159e\u0161\u00ed spole\u010dn\u011b s partnerem, nehled\u011b na to, kdo p\u0159in\u00e1\u0161\u00ed do spole\u010dn\u00e9 dom\u00e1cnosti v\u011bt\u0161\u00ed pod\u00edl financ\u00ed. \u010ctvrtina m\u016f\u017e\u016f a o jedno procento m\u00e9n\u011b \u017een si mysl\u00ed, \u017ee finan\u010dn\u00ed situaci \u0159\u00edd\u00ed on\/ona sama. Rozhoduj\u00edc\u00ed slovo pak m\u00e1 ve v\u011bt\u0161\u00ed polovin\u011b p\u0159\u00edpad\u016f mu\u017e.\tJak by vypadal graf o tom, kdo m\u00e1 rozhodovt o financ\u00edch ve spole\u010dn\u00e9 dom\u00e1cnosti? \t– Rozhoduje mu\u017e: 24%\t– Rozhoduje \u017eena: 23%\t– Rozhoduj\u00ed spole\u010dn\u011b: 53%\tBanku, ale tak\u00e9 spo\u0159en\u00ed nebo finan\u010dn\u00edho poradce, vyb\u00edraj\u00ed man\u017eel\u00e9 nebo partne\u0159i ve spole\u010dn\u00e9 dom\u00e1cnosti op\u011bt spolu, to potvrdilo na \u010dty\u0159icet sedm procent dot\u00e1zan\u00fdch.\t\u017deny maj\u00ed m\u00e9n\u011b dluh\u016f ne\u017e mu\u017ei\tMu\u017ei sice maj\u00ed v\u011bt\u0161\u00ed obnosy na \u00fa\u010dtech, v\u00edce vyd\u011bl\u00e1vaj\u00ed, v\u00edce utr\u00e1cej\u00ed a jejich obrat je tak\u00e9 dvojn\u00e1sobn\u00fd v\u016f\u010di obnosu, kter\u00fd schra\u0148uj\u00ed na sv\u00fdch \u00fa\u010dtech \u017eeny, ale tak\u00e9 se mnohem v\u00edce zadlu\u017euj\u00ed. Banky potvrzuj\u00ed, \u017ee \u017eadateli o p\u016fj\u010dky \u010di hypot\u00e9ky jsou z osmdes\u00e1ti procent mu\u017ei. Banky uv\u00e1d\u011bj\u00ed, \u017ee \u017eeny si p\u016fj\u010duj\u00ed a\u017e o \u010dty\u0159icet procent m\u00e9n\u011b \u010dasto ne\u017e mu\u017ei, a jde tak\u00e9 o mnohem ni\u017e\u0161\u00ed \u010d\u00e1sky v \u0159\u00e1dech des\u00edtek tis\u00edc korun. Mu\u017ei tak\u00e9 vyu\u017e\u00edvaj\u00ed o pades\u00e1t jedna procent \u010dast\u011bji kontokorent, jak vyplynulo z pr\u016fzkumu UniCredit bank.\tCo \u0159\u00edk\u00e1 statistika?\t– \u017deny \u010dast\u011bji vl\u00e1dnou dom\u00e1c\u00edmu rozpo\u010dtu, a to z d\u016fvodu starosti o d\u011bti a my\u0161len\u00ed na jejich budoucnost (zakl\u00e1d\u00e1n\u00ed spo\u0159ic\u00edch \u00fa\u010dt\u016f)\t– \u010cast\u011bji vy\u0159izuj\u00ed administrativu s financemi spojenou\t– \u00datratu kreditn\u00ed kartou maj\u00ed na starosti sp\u00ed\u0161e mu\u017ei, a to z v\u00edce ne\u017e osmat\u0159iceti procent\t– \u017deny vyd\u011bl\u00e1vaj\u00ed a\u017e o \u010dtvrtinu m\u00e9n\u011b ne\u017e mu\u017ei\t– \u017deny maj\u00ed t\u011b\u017e\u0161\u00ed vstup na pracovn\u00ed trh, a to a\u017e o dv\u011b procenta\t– Chyb\u00ed nab\u00eddka zkr\u00e1cen\u00fdch \u00favazk\u016f pro matky s mal\u00fdmi d\u011btmi\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finance se \u0159e\u0161\u00ed spole\u010dn\u011b, a\u010dkoli mu\u017ei vyd\u011bl\u00e1vaj\u00ed v\u00edce ne\u017e jejich partnerky","item":"https:\/\/www.hallu.cz\/finance-se-resi-spolecne-ackoli-muzi-vydelavaji-vice-nez-jejich-partnerky\/#breadcrumbitem"}]}]